Checking Accounts

Everything on the table! A complete breakdown of all our personal deposit accounts.


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Peoples Exchange Bank has designed checking accounts specifically for individuals seeking a fresh start with banking. StartFresh Basic and StartFresh Checking® accounts provide a second chance at first-class banking.

At our discretion, we may pay and permit transactions for items, including checks, pre-authorized automatic debits, telephone-initiated transfers or other electronic transfers, when there are not sufficient available funds. We reserve the right not to pay. A NSF Paid Item(s) Charge or NSF Returned Items(s) Charge of $32.00 will be assessed for each item that is paid or returned. An Automatic Transfer Fee of $5.00 will apply for any pre-authorized automatic transfer between accounts to cover an overdraft. Any overdraft must be repaid as soon as possible, but no later than 30 days after the account balance was first negative.

We cannot authorize or pay overdrafts for ATM or point-of-sale debit card transactions unless the account holder authorizes us to do so. If the account holder does not authorize us to pay an overdraft on ATM and everyday debit card transactions, the transaction will be declined.

Kasasa Cash
APY = Annual Percentage Yield. APYs accurate as of 3/7/19. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.
 
Contact one of our bank service representatives or click here for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.
 
Kasasa Cash Back
Contact one of our bank service representatives or click here for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.
 
Kasasa Tunes
*Sign Up Bonus: When you open and fund your Kasasa Tunes account, you will be refunded up to an aggregate total of $20 (which includes any applicable taxes) for iTunes, Amazon.com, Google Play purchases, made with your Kasasa Tunes debit card that post and settle to your account during the first 60 calendar days after your account is opened. This refund will be credited to your account on the last day of the current statement cycle in which your aggregate iTunes, Amazon.com, Google Play purchase threshold of $20 posts and settles to your account. Any portion of the Sign Up Bonus that is not used within the stated time period will be forfeited. No minimum balance is required to obtained this bonus.  Rewards are variable and may change after account is opened.
 
Contact one of our bank service representatives or click here for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. iTunes is a registered trademark of Apple Inc. Amazon.com is a registered trademark of Amazon.com, Inc. Google Play is a registered trademark of Google Inc. Apple Inc., Amazon.com, Inc. and Google Inc. are not participants in or sponsors of this program. Kasasa and Kasasa Tunes are trademarks of Kasasa, Ltd., registered in the U.S.A
 
Best of Times
Please note that insurance products are not insured by the FDIC or any Federal Government Agency; a deposit in, obligation of, guaranteed or underwritten by Peoples Exchange Bank; and is not a condition of any bank service.