Kasasa Cash Checking

Earn monthly cash rewards with Kasasa Cash®.

Get a checking account that not only pays high interest — it refunds your ATM withdrawal fees, nationwide as well!*

Considering what you’ll save on typical account fees, plus what you’ll rack-up in refunded ATM withdrawal fees, you’ll see more money in your account at the end of every month than with traditional checking accounts. (Pro tip: Link it to a Kasasa Saver® account to automatically transfer earned interest and rewards. It’ll plump-up your little nest egg even faster!)

With no monthly maintenance fees, no minimum balance, and such great rewards — it’s no wonder we consider Kasasa Cash to be one of the smartest checking accounts available today.


• Checking that pays high interest
• 3.01% APY* on balances up to $10,000
• 3.01% to 0.73% APY on balances over $10,000 depending on balance in account.*
• 0.10% APY* if qualifications aren’t met
• Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
• Link to free Kasasa Saver® to build savings automatically
• No minimum balance to earn rewards
• No monthly maintenance fee
• Unlimited check writing
• Free Online Banking with Bill Pay
• Free Visa® Debit Card
• $50 minimum deposit to open

Qualifying for Kasasa Cash rewards is easy…

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

• At least 12 debit card purchases
• At least 1 direct deposit or Automatic Payment (ACH) transaction
• Be enrolled in and agree to receive e-Statements

It really is that easy! And even if you don't qualify one month, your account still receives benefits such as a base interest rate and unlimited check writing. Plus you can get back to earning your rewards the very next month. 


Qualification Cycle Calendar
Statement Drop Statement Start Statement End
Qualification End
1/08/19 12/12/18 1/08/19 12/11/18 1/07/19
2/12/19 1/09/19 2/12/19 1/08/19 2/11/19
3/12/19 2/13/19 3/12/19 2/12/19 3/11/19
4/09/19 3/13/19 4/09/19 3/12/19 4/08/19
5/14/19 4/10/19 5/14/19 4/09/19 5/13/19
6/11/19 5/15/19 6/11/19 5/14/19 6/10/19
7/09/19 6/12/19 7/09/19 6/11/19 7/08/19
8/13/19 7/10/19 8/19/19 7/09/19 8/12/19
9/10/19 8/14/19 9/10/19 8/13/19 9/09/19
10/08/19 9/11/19 10/08/119 9/10/19 10/07/19
11/12/19 10/09/19 11/12/19 10/08/19 11/11/19
12/10/19 11/13/19 12/10/19 11/12/19 12/09/19

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) balances up to $10,000 receive compounding APY of 3.01%; and balances over $10,000 earn 0.50% interest rate on the portion of balance over $10,000, resulting in a range from 3.01% to 0.73% compounding APY depending on the account's balance and (2) you will receive reimbursements up to an aggregate total of $25 (max. $4.99 per single transaction) for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $5.00 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Kasasa Cash qualifications are not met, all balances in the account earn 0.10% APY and ATM withdrawal fees are not refunded. Interest and ATM withdrawal fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 3/9/19. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50 minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements) may be required to meet some of the account's qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.