Kasasa Cash Checking

Earn monthly cash rewards with Kasasa Cash®.

Get a checking account that not only pays high interest — it refunds your ATM withdrawal fees, nationwide as well!*

Considering what you’ll save on typical account fees, plus what you’ll rack-up in refunded ATM withdrawal fees, you’ll see more money in your account at the end of every month than with traditional checking accounts. (Pro tip: Link it to a Kasasa Saver® account to automatically transfer earned interest and rewards. It’ll plump-up your little nest egg even faster!)

With no monthly maintenance fees, no minimum balance, and such great rewards — it’s no wonder we consider Kasasa Cash to be one of the smartest checking accounts available today.


• Checking that pays high interest
• 2.02% APY* on balances up to $10,000
• 2.02% to 0.27% APY on balances over $10,000 depending on balance in account.*
• 0.01% APY* if qualifications aren’t met
• Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
• Link to free Kasasa Saver® to build savings automatically
• No minimum balance to earn rewards
• No monthly maintenance fee
• Unlimited check writing
• Free Online Banking with Bill Pay
• Free Visa® Debit Card
• $50 minimum deposit to open

Qualifying for Kasasa Cash rewards is easy…

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

• At least 12 debit card purchases
• At least 1 direct deposit or Automatic Payment (ACH) transaction
• Be enrolled in and agree to receive e-Statements

It really is that easy! And even if you don't qualify one month, your account still receives benefits such as a base interest rate and unlimited check writing. Plus you can get back to earning your rewards the very next month. 


Qualification Cycle Calendar
Statement Drop Statement Start Statement End
Qualification End
1/10/2023 12/14/2022 1/10/2023 12/13/2022 1/9/2023
2/14/2023 1/11/2023 2/14/2023 1/10/2023 2/13/2023
3/14/2023 2/15/2023 3/14/2023 2/14/2023 3/13/2023
4/11/2023 3/15/2023 4/11/2023 3/14/2023 4/10/2023
5/9/2023 4/12/2023 5/9/2023 4/11/2023 5/8/2023
6/13/2023 5/10/2023 6/13/2023 5/9/2023 6/12/2023
7/11/2023 6/14/2023 7/11/2023 6/13/2023 7/10/2023
8/8/2023 7/12/2023 8/8/2023 7/11/2023 8/7/2023
9/12/2023 8/9/2023 9/12/2023 8/8/2023 9/11/2023
10/10/2023 9/13/2023 10/10/2023 9/12/2023 10/6/2023
11/14/2023 10/11/2023 11/14/2023 10/7/2023 11/13/2023
12/12/2023 11/15/2023 12/12/2023 11/14/2023 12/11/2023

*Qualification Information:  Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the last business day of the current statement cycle. "Business Day" means a calendar day other than a Saturday, Sunday, or legal public holidays. If January 1, June 19, July 4, November 11, or December 25 falls on a Sunday, the next Monday is not a Business Day. "Statement Cycle" means the period of time for which our bank provides a summary of the financial activities and transactions that post and settle to the accountholder's account.

Reward Information:  When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $10,000 in your Kasasa Cash account earn an interest rate of 2.00% resulting in an APY of 2.02%; and daily balances over $10,000 earn an interest rate of 0.10% on the portion of the daily balance over $10,000, resulting in a range from 2.02% to 0.27% APY depending on the account’s daily balance. You will receive reimbursements up to an aggregate total of $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When your Kasasa Cash qualifications are not met, the interest rate earned on the account’s entire daily balance will be 0.01% resulting in an annual percentage yield of 0.01% and ATM withdrawal fees are not refunded. Interest will be credited to your Kasasa Cash account on the last day of the current statement cycle. Nationwide ATM withdrawal fee reimbursements will be credited to your account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 09/14/2022. APY calculations are based on an assumed balance of $10,000 + $100,000 in your Kasasa Cash account and an assumed statement cycle of thirty-one (31) days. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information:  Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50.00 minimum deposit is required to open the account.
Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account’s qualifications. Limit of 1 account(s) per Social Security Number. There are no recurring monthly maintenance charges or fees to open or close this account. This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account. Contact one of our bank service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Member FDIC.  Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.