StartFresh

Start fresh towards opening a new checking account and rebuild your financial strength. This account is perfect for those who may not qualify for a traditional account.


StartFresh Basic

  • $50 minimum opening deposit
  • No minimum balance requirement
  • Free ATM/Debit Card
  • Free Electronic Banking Package - includes Online Banking, Online Bill Pay, Mobile Banking and 24-hour telephone banking
  • $9.95 Monthly Service Charge
  • $3 monthly discount with Direct Deposit of at least $100 per month
  • Free e-Statements ($3 per paper statement)

Once you've managed your StartFresh Basic account responsibly for 12 months, you may qualify for StartFresh Checking®. StartFresh Basic does not allow check writing.


StartFresh Checking®

  • $50 minimum opening deposit
  • No minimum balance requirement
  • Unlimited check writing
  • Free ATM/Debit Card
  • Free Electronic Banking Package - includes Online Banking, Online Bill Pay, Mobile Banking and 24-hour telephone banking
  • $9.95 Monthly Service Charge
  • $3 monthly discount with Direct Deposit of at least $100 per month
  • Free e-Statements ($3 per paper statement)

After 12 months in good standing with a StartFresh Checking® account, you may qualify and apply for a traditional Peoples Exchange Bank checking account.


Businesses, not-for-profit organizations and corporations are not eligible for StartFresh accounts. Other terms and conditions apply.