Business Loans

For decades, we've been helping our neighbors build their businesses through smarter lending.  Peoples Exchange Bank offers a wide range of financing options for short-term, seasonal and long-term borrowing needs.  Loans are available to businesses both large and small.  Whatever the need, our business loans offer flexible terms and competitive rates.  

  • Commercial Term Loans
  • Working Capital Loans
  • Commercial Real Estate
  • Commercial Lines of Credit
  • Equipment Financing
  • Construction Loans
  • Ag & USDA Guaranteed Loans
  • SBA Loans

Small Business Administration (SBA) Loans

Traditional lending options may not suit all businesses. Our SBA program offers another way for small businesses to secure credit with fast closing and easy access to proceeds. As an SBA Preferred Lender, our Peoples Exchange Bank team can find creative ways for businesses across a wide variety of industries to secure credit.

SBA Loans can help your business:

  • Boost working capital
  • Purchase or improve real estate
  • Finance new equipment, heavy machinery, or other fixed assets
  • Acquire a new business or franchise
  • Finance permanent working capital

For more information on the SBA Loans available, as well as SBA Loan requirements, visit the U.S. Small Business Administration website.

Thinking of Borrowing?

With over 100 years of experience working in the local landscape combined with an intimate understanding of your business, we can move you forward. Our local decision-makers and quick turnarounds simplify the process and get you the answers you need, when you need them.

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Personal Financial Statement


*All loan products subject to credit approval.