Kasasa Cash Back Checking
Earn cash back on debit purchases with Kasasa Cash Back®.
Get paid to go shopping! Earn cash back on your Peoples Exchange Bank Visa debit card purchases, plus get refunds on your ATM withdrawal fees, nationwide!*.
Every month you’ll earn 3.00% cash back on debit card purchases.* That’s up to $6 a month, ($72 a year), you can tuck back into your wallet — (perhaps for more shopping?)
There’s no monthly maintenance fee, no minimum balance to earn cash back, and no category restrictions on your debit purchases. Just be sure the aisles are big enough now for your extra-wide grin.
Benefits
• Checking that pays you back
• 3.00% cash back on debit card purchases*
• Cash back earned on up to $200 in purchases monthly
• Earn up to $72 cash back per year, $6 per month
• Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
• Link to Kasasa Saver® to build savings automatically
• No monthly maintenance fee
• No minimum balance to earn rewards
• Unlimited check writing
• Free Online Banking & Bill Pay
• Free Visa® Debit Card
• $50 minimum deposit to open
• Cash back earned on up to $200 in purchases monthly
• Earn up to $72 cash back per year, $6 per month
• Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
• Link to Kasasa Saver® to build savings automatically
• No monthly maintenance fee
• No minimum balance to earn rewards
• Unlimited check writing
• Free Online Banking & Bill Pay
• Free Visa® Debit Card
• $50 minimum deposit to open
Qualifying for Cash Back rewards is a snap.
There are just a few simple things to remember. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:
• At least 12 debit card purchases
• At least 1 direct deposit or Automatic Payment (ACH) transaction
• Be enrolled in and agree to receive e-Statements
• At least 1 direct deposit or Automatic Payment (ACH) transaction
• Be enrolled in and agree to receive e-Statements
And don’t worry — even if you don't meet the qualifications one month, your account is still free with unlimited check writing. Plus, you can get right back to earning your rewards the very next month.
Qualification Cycle Calendar
| Statement Drop | Statement Start | Statement End |
Qualification Start |
Qualification End |
|---|---|---|---|---|
| 1/10/2023 | 12/14/2022 | 1/10/2023 | 12/13/2022 | 1/9/2023 |
| 2/14/2023 | 1/11/2023 | 2/14/2023 | 1/10/2023 | 2/13/2023 |
| 3/14/2023 | 2/15/2023 | 3/14/2023 | 2/14/2023 | 3/13/2023 |
| 4/11/2023 | 3/15/2023 | 4/11/2023 | 3/14/2023 | 4/10/2023 |
| 5/9/2023 | 4/12/2023 | 5/9/2023 | 4/11/2023 | 5/8/2023 |
| 6/13/2023 | 5/10/2023 | 6/13/2023 | 5/9/2023 | 6/12/2023 |
| 7/11/2023 | 6/14/2023 | 7/11/2023 | 6/13/2023 | 7/10/2023 |
| 8/8/2023 | 7/12/2023 | 8/8/2023 | 7/11/2023 | 8/7/2023 |
| 9/12/2023 | 8/9/2023 | 9/12/2023 | 8/8/2023 | 9/11/2023 |
| 10/10/2023 | 9/13/2023 | 10/10/2023 | 9/12/2023 | 10/6/2023 |
| 11/14/2023 | 10/11/2023 | 11/14/2023 | 10/7/2023 | 11/13/2023 |
| 12/12/2023 | 11/15/2023 | 12/12/2023 | 11/14/2023 | 12/11/2023 |
*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.
Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 3.00% cash back on up to a total of $200.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $6.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to an aggregate total of $25 (max. $4.99 per single transaction) for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $5.00 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50 minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements) may be required to meet some of the account's qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.