Loan Payment Options

When it comes to paying down debt, we believe making your payments should be hassle free!  That is why Peoples Exchange Bank offers several convenient methods for you to make your Peoples Exchange Bank loan payment.

Peoples Exchange Bank Online Banking & Mobile App 

Make loan payments via a free transfer from your Peoples Exchange Bank checking or savings account to your Peoples Exchange Bank loan account with Online Banking or our Mobile App.   

Loan payments can be set up to automatically transfer the payment every month from your checking or savings account on your due date.  Or you can simply make a one-time loan payment by logging in to your Peoples Exchange Bank Online or Mobile Banking account and select "Make A Transfer".

It's free, easy and posts immediately to your loan!

Log In to Online Banking

Pay from another Financial Institution

Use our secure online loan payment service to make your Peoples Exchange Bank loan payment with ease.  With our debit/credit card portal you can pay your loan with most major debit or credit cards from any financial institution.  

Payments will take 24-48 hours to post to your loan account. Payment cannot exceed $5,000 per account. 



Call us at 800-364-3631 and we would be happy to assist you in making a payment by completing a transfer over the phone between your Peoples Exchange Bank checking or savings account to your Peoples Exchange Bank loan account. You can also call our People Talk Telephone Banking service at 877-838-7474 which uses voice recognition and easy-to-use menus to access your account and transfer funds or make a payment.

Our call center is open every Monday-Friday from 8:00 am - 5:00 pm, except for the following holidays:  New Year's Day, Martin Luther King, Jr. Day, Presidents' Day, Memorial Day, Juneteenth National Independence Day, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving Day & Christmas Day.


Come see us at any of our convenient branch locations to make a payment.  Visit our locations page to find the address and hours most convenient for you.

Payment by Mail

You can mail in a check to Peoples Exchange Bank, but do not mail in cash.  When making your loan payment by mail, please include your full account number and suffix, and mail to the address below. Please note that while this payment will be processed immediately upon our receipt, Peoples Exchange Bank is not responsible for lost days due to USPS transit.  

Peoples Exchange Bank
P.O. Box 4040
Winchester, Kentucky  40392