Peoples Exchange Bank employee smiling while handing a client a Start Fresh Account brochure

StartFresh Checking

If you have ever made a mistake, congratulations - you're human. And here at Peoples Exchange Bank, we believe in do-overs. StartFresh® gives you the opportunity to qualify for a traditional checking account, even if you've been turned down for a checking account in the past.

StartFresh Checking Account Options

StartFresh® Basic Checking

$50 minimum opening deposit
No minimum balance requirement
Free ATM/Debit Card
Free Electronic Banking Package - includes Online Banking, Online Bill Pay, Mobile Banking and 24-hour telephone banking
$9.95 Monthly Service Charge
$3 monthly discount with Direct Deposit of at least $100 per month
Free e-Statements ($3 per paper statement)

Once you've managed your StartFresh® Basic account responsibly for 12 months, you may qualify for StartFresh® Checking. StartFresh® Basic does not allow check writing.

StartFresh® Checking

$50 minimum opening deposit
No minimum balance requirement
Unlimited check writing
Free ATM/Debit Card
Free Electronic Banking Package - includes Online Banking, Online Bill Pay, Mobile Banking and 24-hour telephone banking
$9.95 Monthly Service Charge
$3 monthly discount with Direct Deposit of at least $100 per month
Free e-Statements ($3 per paper statement)

After 12 months in good standing with a StartFresh® Checking account, you may qualify and apply for a traditional Peoples Exchange Bank checking account.

Businesses, not-for-profit organizations and corporations are not eligible for StartFresh® accounts. Other terms and conditions apply.