Couple moving boxes into their new home
When you are thinking of buying a home, it makes sense to work with a local lender who can expertly guide you through the mortgage process.  Since 1912, Peoples Exchange Bank has been helping homebuyers with a variety of loans to meet our customers different needs.  
 
 

Mortgage Options

Our mortgages are designed to make it a little easier to finance your home. 
 
  • Conventional Loans
  • VA Loans
  • FHA Loans
  • Rural Housing Loans
  • Lot Loans
  • Refinance
  • Construction Loans 
















Relationships are everything

Meet a Mortgage Lender

If you're looking for a mortgage lender that values individual relationships or if you’ve worked with a particular lender in the past, you will feel right at home with Peoples Exchange Bank. Either way, to apply with one of our lending experts, start your application by selecting your lender on our Meet the Team page. That way your application will automatically be directed to them.
 
 
 
Alex Davenport headshot





Couple holding keys to their new home and smiling
mortgage icon illustration
found your perfect home?

Apply For a Mortgage

We understand that home buying can be intimidating.  That is why we streamline the process and keep a transparent line of communication.
 

More Information About Loan Accounts

If you think there has been an error in the servicing of your account or if you would like to request information about your account, please write to us at:
 
Peoples Exchange Bank
ATTN: Loan Operations
P.O. Box 4040
Winchester, Kentucky 40392
 
In your letter, please provide the following information:
 
  • Account Information: Your name and loan number. You may also include the property address.
  • Description of Problem: If you believe there is an error in your account, describe what you believe is wrong and why it is a mistake.
  • Description of Information Requested: If you would like to receive information about your account, describe what information you are requesting.
You must send us written notices of errors and requests for information at the address listed above. Notices and requests sent to other addresses may not be responded to in a timely manner.















*All loans are subject to credit approval.