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Personal Savings

Building your savings is the first step to stability and security. Of course, it can also let you save for something special, like a dream vacation. At Peoples Exchange Bank, we believe both aspects are important to your well-being. That's why we make it easy to start an interest-bearing savings account with a low opening deposit.  

Statement Savings APPLY NOW

 

  • $100 minimum opening deposit
  • Daily balance of $100 – no monthly fee
  • Daily balance below $100 - $3 fee per statement cycle
  • Interest Bearing
  • 6 Transactions per statement cycle
  • $1 Each – Excess transaction fee
  • ATM Card Available
  • Quarterly imaged statement provided

 

REALSaver APPLY NOW

 

Peoples Exchange Bank REALSaver is linked to your REWARDChecking account. The interest and ATM fee refunds you earn from Peoples Exchange Bank Reward Checking are automatically deposited into your REALSaver, where they'll earn interest again!

  • Earns competitive interest rate when qualifications are met in your Peoples Exchange Bank REWARDChecking
  • No minimum balance 
  • No monthly service fee
  • Linked to REWARDChecking account
  • Automatic, built-in savings tool 
  • Free E-Statements

To qualify for preferred rates on your REALSaver account, your REWARDChecking account must meet the following qualifications during the monthly qualification cycle:

  • Have at least 12 debit card purchases post and clear
  • Have at least 1 automatic payment or direct deposit post and clear
  • Enroll and receive E-Statements

Enrollment in online banking and in electronic statements is required to meet certain qualifiers. Please contact us for details on how to enroll. 

Please note that transactions MUST post and clear to your REWARDChecking account during the monthly qualification cycle in order to receive the preferred rate on both the REWARDChecking and the REALSaver accounts, and to receive ATM fee reimbursements in the REWARDChecking account. Transactions may not be in a pending state to qualify as one of the qualifications. Transactions may take one or more banking days from the date the transaction was made to post and clear an account. 

You must have a REWARDChecking account in order to open a REALSaver account, and the REWARDChecking account must remain open throughout the period that you hold the REALSaver account. In the event that you close your REWARDChecking account, we reserve the right to close your REALSaver account.

Available to consumer accounts only.

 

Qualification Cycle Calendar

Drop Date Statement Start Statement End Qualification Start Qualification End

January 14, 2014

December 11, 2013

January 14, 2014

December 10, 2013

January 13, 2014

February 11, 2014

January 15, 2014

February 11, 2014

January 14, 2014

February 10, 2014

March 11, 2014

February 12, 2014

March 11, 2014

February 11, 2014

March 10, 2014

April 8, 2014

March 12, 2014

April 8, 2014

March 22, 2014

April 7, 2014

May 13, 2014

April 9, 2014

May 13, 2014

April 8, 2014

May 12, 2014

June 10, 2014

May 14, 2014

June 10, 2014

May 13, 2014

June 9, 2014

July 8, 2014

June 22, 2014

July 8, 2014

June 10, 2014

July 7, 2014

August 12, 2014

July 9, 2014

August 12, 2014

July 8, 2014

August 11, 2014

September 9, 2014

August 13, 2014

September 9, 2014

August 12, 2014

September 8, 2014

October 14, 2014

September 10, 2014

October 14, 2014

September 9, 2014

October 13, 2014

November 10, 2014

October 15, 2014

November 10, 2014

October 14, 2014

November 7, 2014

December 9, 2014

November 12, 2014

December 9, 2014

November 8, 2014

December 8, 2014

         
**November Qualification and Drop Dates are set back 1 Business Day due to Veteran’s Day.