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REWARDChecking APPLY NOW

 

REWARDChecking is the smartest checking account available today.  It reimburses ATM fees nationwide and can earn a competitive interest rate at the same time!

  • Competitive interest checking account
  • Nationwide ATM Refunds
  • No minimum balance
  • No monthly service charge
  • Unlimited check writing
  • Online Banking & Bill Pay
  • Debit card
  • E-statements
  • $50 minimum deposit to open

In order to qualify for the Peoples Exchange Bank rate and nationwide ATM fee refunds, simply do the following each qualification cycle:

  • Have at least 12 debit card purchases post and clear
  • Have at least 1 automatic payment or direct deposit post and clear
  • Enroll and receive E-Statements

It couldn't be easier! Chances are you're doing these already.  

And remember, if you don't qualify one month, your account is still completely free with benefits such as a base interest rate, unlimited check writing.  Plus you can get the rewards back the following month.

Enrollment in online banking and in electronic statements is required to meet certain qualifiers.  Please contact us for details on how to enroll.

Please note that transactions MUST post to and clear your account during the monthly qualification cycle.  They may not be in a pending state to qualify as one of the qualifications.  Transactions may take one or more banking days from the date that the transaction was made to post to and clear an account.

If you have met your qualifications for the specified qualification cycle, we will reimburse you for domestic ATM fees up to $25 per qualification cycle.  ATM fee reimbursements will be credited to your account on the last day of your statement cycle.  ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction. ATM fees of $5.00 and higher will be reimbursed if the appropriate ATM receipt is presented to a representative at one of our branches.  If you believe that you have not been reimbursed the correct amount, please contact us.  We must hear from you no later than 30 days after the statement cycle when the reimbursement was applicable.  Note:  ATM withdrawals do not count as qualifying debit card transactions for purposes of earning rewards within this account.

Requirements must be met per qualification cycle. Qualification cycle means a period beginning one banking day prior to the current statement cycle through one banking day prior to the close of the current statement cycle. Your account will be automatically qualified on that one day prior to the first day of the current statement cycle. What this means for you is if you did not qualify for the higher preferred rate, you might notice a slightly higher than the base rate APY earned on your statement due to the one day (the last day) being calculated with the higher preferred rate.

Intra-bank transfers do no count as qualifying Direct Deposit or Automatic payment.

Available to consumer accounts only.

 

Qualification Cycle Calendar 

Drop Date Statement Start Statement End Qualification Start Qualification End

January 14, 2014

December 11, 2013

January 14, 2014

December 10, 2013

January 13, 2014

February 11, 2014

January 15, 2014

February 11, 2014

January 14, 2014

February 10, 2014

March 11, 2014

February 12, 2014

March 11, 2014

February 11, 2014

March 10, 2014

April 8, 2014

March 12, 2014

April 8, 2014

March 22, 2014

April 7, 2014

May 13, 2014

April 9, 2014

May 13, 2014

April 8, 2014

May 12, 2014

June 10, 2014

May 14, 2014

June 10, 2014

May 13, 2014

June 9, 2014

July 8, 2014

June 22, 2014

July 8, 2014

June 10, 2014

July 7, 2014

August 12, 2014

July 9, 2014

August 12, 2014

July 8, 2014

August 11, 2014

September 9, 2014

August 13, 2014

September 9, 2014

August 12, 2014

September 8, 2014

October 14, 2014

September 10, 2014

October 14, 2014

September 9, 2014

October 13, 2014

November 10, 2014

October 15, 2014

November 10, 2014

October 14, 2014

November 7, 2014

December 9, 2014

November 12, 2014

December 9, 2014

November 8, 2014

December 8, 2014

         
**November Qualification and Drop Dates are set back 1 Business Day due to Veteran’s Day.  

 


 

REALTunes APPLY NOW

 

This free checking account is all about your lifestyle. You earn ATM fee refunds and up to $10 in monthly downloads from iTunes® and Amazon.com®, so you can stay on top of the latest music, movies, shows, and more.

So download away. It's on us.

  • Earn $20 bonus iTunes® and Amazon.com® credits at sign up
  • Earn $10 in iTunes® and Amazon.com® downloads refunds monthly
  • ATM fee refunds nationwide
  • No minimum balance requirements
  • No monthly service charge
  • Unlimited check writing
  • Online Banking & Bill Pay
  • Debit card
  • $50 minimum deposit to open account

In order to qualify for the iTunes® and Amazon.com® credits and ATM fee refunds, simply do the following each qualification cycle:

  • Have at least 12 debit card purchases post and clear
  • Enroll and receive E-Statements

And remember, if you don't qualify one month, your account is still completely free with unlimited check writing, and you can get the rewards back the following month.

Sign-Up Bonus. We will reimburse online purchases made during the first 60 days after you open the account at either the iTunes® Store or at Amazon.com up to a maximum of $20.00 (which includes any applicable sales tax). Purchases must be completed using your Peoples Exchange Bank debit card and must post and clear the account within the 60 day period in order to be reimbursed. Transactions may take one or more banking days from the date the transaction was made to post and clear the account. The reimbursement will be credited to your account on the last day of the statement cycle in which your purchases posted and cleared your account. Purchases that post and clear your account on the last day of your statement cycle will be reimbursed on the last day of the following statement cycle. There is no minimum balance requirement to receive the sign-up bonus.

Monthly Rewards.  If you have met your qualifications for the specified qualification cycle, we will reimburse you for domestic ATM fees up to $25 per qualification cycle.  ATM fee reimbursements will be credited to your account on the last day of your statement cycle.  ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction. ATM fees of $5.00 and higher will be reimbursed if the appropriate ATM receipt is presented to a representative at one of our branches.  If you believe that you have not been reimbursed the correct amount, please contact us.  We must hear from you no later than 30 days after the statement cycle when the reimbursement was applicable.  Note:  ATM withdrawals do not count as qualifying debit card transactions for purposes of earning rewards within this account.

If you have met your qualifications during the Monthly Qualification Cycle, we will also reimburse online purchases made at either the iTunes® Store or at Amazon.com® during the following Monthly Qualification Cycle up to a maximum of $10.00 (which includes any applicable sales tax). In order to be reimbursed, purchases must be completed using your Peoples Exchange Bank debit card and must post and clear the account during the Monthly Qualification Cycle following the Monthly Qualification Cycle in which you met the qualification requirements. Transactions may take one or more banking days from the date the transaction was made to post and clear the account. The reimbursement amount will be credited on the banking day after the end of the Monthly Qualification Cycle in which the purchases posted and cleared your account.

If you close your account, you will not receive reimbursements that have not yet been credited to your account.

Enrollment in online banking and in electronic statements is required to meet certain qualifiers.  Please contact us for details on how to enroll.

Please note that transactions MUST post to and clear your account during the monthly qualification cycle.  They may not be in a pending state to qualify as one of the qualifications.  Transactions may take one or more banking days from the date that the transaction was made to post to and clear an account.

Requirements must be met per qualification cycle.* Qualification cycle means a period beginning one banking day prior to the current statement cycle through one banking day prior to the close of the current statement cycle.  Your qualifications must be met during your earnings period.  Transactions may take one or more business days to post and clear to an account from the date the transaction is made. 

Available to personal accounts only.  iTunes® and Amazon.com® downloads must be purchased with your debit card associated with your Peoples Exchange Bank RealTunes™ account. 

The program is not endorsed by iTunes® or Apple® nor is there any actual or implied joint venture, partnership or relationship of any kind between the Bank and Apple's® iTunes®. ITunes is a registered trademark of Apple, Inc. and Amazon.com is a registered trademark of Amazon, Inc. 

 

Qualification Cycle Calendar

Drop Date Statement Start Statement End Qualification Start Qualification End

January 14, 2014

December 11, 2013

January 14, 2014

December 10, 2013

January 13, 2014

February 11, 2014

January 15, 2014

February 11, 2014

January 14, 2014

February 10, 2014

March 11, 2014

February 12, 2014

March 11, 2014

February 11, 2014

March 10, 2014

April 8, 2014

March 12, 2014

April 8, 2014

March 22, 2014

April 7, 2014

May 13, 2014

April 9, 2014

May 13, 2014

April 8, 2014

May 12, 2014

June 10, 2014

May 14, 2014

June 10, 2014

May 13, 2014

June 9, 2014

July 8, 2014

June 22, 2014

July 8, 2014

June 10, 2014

July 7, 2014

August 12, 2014

July 9, 2014

August 12, 2014

July 8, 2014

August 11, 2014

September 9, 2014

August 13, 2014

September 9, 2014

August 12, 2014

September 8, 2014

October 14, 2014

September 10, 2014

October 14, 2014

September 9, 2014

October 13, 2014

November 10, 2014

October 15, 2014

November 10, 2014

October 14, 2014

November 7, 2014

December 9, 2014

November 12, 2014

December 9, 2014

November 8, 2014

December 8, 2014

         
**November Qualification and Drop Dates are set back 1 Business Day due to Veteran’s Day.  

 


 

Best Of Times APPLY NOW

 

  • $50.00 minimum opening deposit
  • Monthly fee of $7.50
  • Credit File Monitoring
  • Entertainment Savers Guide
  • Cash Back Member Rewards
  • Movie Tickets
  • Free Personalized Checks
  • Unlimited Check Writing
  • No Minimum Balance Requirement
  • Interest Bearing if Daily Balance is $1,000
  • ATM/Debit Card
  • Online Banking & Bill Pay
  • E-statements
  • Mobile Banking
  • 24-Hour Telephone Banking

Additional Features:

  • $10,000 Accidental Death & Dismemberment Insurance coverage divides equally on joint accounts and reduces 50% at age 70
  • $150,000 Common Carrier Coverage

Please note that insurance products are not insured by the FDIC or any Federal Government Agency; a deposit in, obligation of, guaranted or underwritten by  the bank/affiliate; and is not a condition of any bank service.

Click here to learn more about our Club Account. 


 

Value Checking APPLY NOW

 

  • $50 minimum opening deposit
  • Daily balance below $2,500 - $3 monthly fee
  • Unlimited transactions
  • Non-Interest Bearing
  • ATM/Debit Card
  • Online Banking & Bill Pay
  • Check images will not be mailed with statement

 

Peoples Premium APPLY NOW

 

  • $10,000 minimum opening deposit
  • Daily balance of $1,500 – no monthly fee
  • Daily balance below $1,500 - $15 monthly fee
  • Unlimited transactions
  • Interest Bearing
  • Debit Card
  • Online Banking & Bill Pay
  • Monthly imaged statement provided
  • Free Checks