It's a fast-paced world and everyone makes mistakes. That's why we have tools available to protect you in case you overdraw on your account.
Our Overdraft Privilege is a safety net that can prevent denied purchases at the gas pump, and checkout lane, as well as ATM withdrawals. Get what you need, when you need it—hassle free.
- Automatic coverage of insufficient funds
- Must opt in for protection on ATM withdrawals and debit card purchases
- No fees unless service is used
- $30 per item fee when used
- Prevents embarrassment of declined purchases
- Can be less costly than merchant return fees
You can also talk with a Customer Service Representative about other Overdraft Services such as ODP Cash Reserve and Transfer from Savings.