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Overdraft Services

It's a fast-paced world and everyone makes mistakes. That's why we have tools available to protect you in case you overdraw on your account.

Our Overdraft Privilege is a safety net that can prevent denied purchases at the gas pump, and checkout lane, as well as ATM withdrawals. Get what you need, when you need it—hassle free.

  • Automatic coverage of insufficient funds
  • Must opt in for protection on ATM withdrawals and debit card purchases
  • No fees unless service is used
  • $30 per item fee when used
  • Prevents embarrassment of declined purchases
  • Can be less costly than merchant return fees

You can also talk with a Customer Service Representative about other Overdraft Services such as ODP Cash Reserve and Transfer from Savings.