Peoples Exchange Bank is committed to providing our
members with the highest quality, most comprehensive
banking tools. To help us deliver these services to
you, we have selected partners and service providers
who are well-established industry leaders with proven
track records. We are committed to making your online
banking experience convenient and secure and providing
the best member service possible when you need assistance.
IDENTITY THEFT
Peoples Exchange Bank will NEVER solicit customers
by e-mail or telephone requesting personal information,
passwords, or account information such as your credit
card number, ATM PIN or social security number.
What is identity theft?
Identity theft (also known as identity fraud) is the
misappropriation of another person's identifying
information in order to:
• obtain credit fraudulently from banks and
retailers;
• steal money from the victim's existing accounts;
• apply for loans;
• establish accounts with utility companies;
• rent an apartment;
• file for bankruptcy;
• obtain a job; or
• achieve other financial gain using the victim's
name.
There are two main classes of economic crime related
to identity theft:
Account takeover occurs when an identity thief acquires
a person's existing credit or bank account information
and either withdraws money or makes purchases. Victims
usually learn of account takeover when they receive
their monthly credit card or bank account statement.
In true identity theft, an identity thief uses another
person's Social Security number and other identifying
information to fraudulently open new accounts for financial
gain. Victims may be unaware of the fraud for an extended
period of time, which can allow the criminal to continue
the use for months or even years.
Source:
Identity Theft 911
Links to Other Sites
As a courtesy to our customers Peoples Exchange Bank
offers links to selected web sites hosted by another
party. You will no longer be subject to, or under the
protection of, the privacy and security policies of
Peoples Exchange Bank. Peoples Exchange Bank assumes
no liability for the content, information, security,
policies or transactions provided by these other sites.
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