Our personal banking solutions give you complete control over your finances. With our checking and savings accounts, you get access to a number of exclusive benefits. Explore the features below and find out how we can help you manage your money with accounts that fit your lifestyle.

Value Checking:
$50 minimum opening deposit
No monthly fee
Unlimited transactions
Non-Interest Bearing
ATM or Debit Card Available
Check images will not be mailed with statement

Regular Checking:
$50 minimum opening deposit
Daily balance below $500 - $5 monthly fee
Unlimited transactions
Non-Interest Bearing
ATM or Debit Card Available
Monthly imaged statement provided

Peoples Premium:
$10,000 minimum opening deposit
Daily balance of $1,500 – no monthly fee
Daily balance below $1,500 - $15 monthly fee
Unlimited transactions
Interest Bearing
Debit Card Available
Monthly imaged statement provided
Free Checks

Classic Club Checking:
$50.00 minimum opening deposit
Free personalized checks
No minimum balance
Monthly fee of $7.50
Unlimited transactions
Interest Bearing if daily balance is $1,000 or above
Debit Card Available
Monthly imaged statement provided
Payment Card Protection
Key Ring Protection
Savers Club Book (discount coupons)
Bonus Travel
Sojourns Magazine Subscription
Bank By Mail
No additional fee on Travelers Checks
No additional fee on Cashier’s Checks
Coast to Coast Vision Plan
Rx Advantage Prescription Drug Program
$10,000 24-Hour Accidental Death Insurance
$150,000 Common Carrier Coverage
$50.00 Off Loan origination fee
Pay Yourself First Savings Program

Best of Times:
For customers 50 or over
$50 minimum opening deposit
First order of personalized checks for free
Daily balance of $100 – no monthly fee
Daily balance below $100 – monthly fee of $7
Unlimited transactions
Interest Bearing if daily balance is $1,000 or above
Debit Card Available
Monthly imaged statement provided
$100,000 Common Carrier Accidental Death Insurance
Payment Card Protection
Key Ring Protection
Savers Club Book (discount coupons)
Bonus Travel
Sojourns Magazine Subscription
Bank By Mail

Best of Times Plus:
For customers 50 or over
$50.00 minimum opening deposit
Free personalized checks
No minimum balance
Monthly fee of $5.00
Unlimited transactions
Interest Bearing if daily balance is $1,000 or above
Debit Card Available
Monthly imaged statement provided
Payment Card Protection
Key Ring Protection
Savers Club Book (discount coupons)
Bonus Travel
Sojourns Magazine Subscription
Bank By Mail
No additional fee on Travelers Checks
No additional fee on Cashier’s Checks
Coast to Coast Vision Plan
Rx Advantage Prescription Drug Program
$10,000 24-Hour Accidental Death Insurance
$150,000 Common Carrier Coverage
$50.00 Off Loan origination fee
Pay Yourself First Savings Program

Health Savings Account:
$50 minimum opening deposit
$5 monthly fee
Unlimited transactions
Interest Bearing if daily balance is $1,000 or above
Debit Card Available
Monthly imaged statement provided

Statement Savings:
$100 minimum opening deposit
Daily balance of $100 – no monthly fee
Daily balance below $100 - $3 monthly fee
Interest Bearing
6 Transactions per month (of which no more than 3 can be made by third party check)
$1 Each – Excess transaction fee
ATM Card Available
Quarterly imaged statement provided

Money Market:
$50 minimum opening deposit
Monthly balance of $2,000 – no monthly fee
Monthly balance below $2,000 - $10 monthly fee
6 Transactions per month (of which no more than 3 can be made by third party check)
Interest Bearing
Debit Card Available
Monthly imaged statement provided

Money Market Advantage:
$10,000 minimum opening deposit
Monthly balance of $2,000 – no monthly fee
Monthly balance below $2,000 - $10 monthly fee
6 Transactions per month (of which no more than 3 can be made by third party check)
Interest Bearing
Debit Card Available
Monthly imaged statement provided

Certificate of Deposit (CD):
Our CDs give you security, high yields, and the flexibility you want. A wide array of maturities allows you to time your investment to match a particular goal, such as a vacation, college tuition or home improvements. It's simple and convenient, and your funds are insured up to the maximum amount allowed by the FDIC.

With a Certificate of Deposit (CD), you earn a guaranteed interest rate when you leave your money in for a fixed period of time. The length and amount of the deposit determines the rate of interest you earn. There is a substantial penalty for early withdrawal. Peoples Exchange Bank has a broad selection of CDs. Please call or visit your local branch for rates and terms.

Individual Retirement Account (IRA):
An Individual Retirement Account (IRA) is a personal savings plan that, in many cases, provides tax advantages to individuals saving money for retirement purposes. IRAs can also be established for educational purposes. An IRA may be set up at any time and contributions to it made as you like, in compliance with government tax laws.

Peoples Exchange Bank’s experienced professionals can guide you through the laws and regulations that impact IRAs to help you determine whether this investment tool is right for you.

To learn more about our products, call a Customer Service Representative at 800-364-3631 or visit one of our Peoples Exchange Bank locations..