Your needs, your goals, your financial requirements – these are the driving forces that shape the way we make banking easier and more convenient for you. You work hard at your business. So why not choose a bank that does the same?

Business Checking
$50 minimum opening deposit
Daily balance of $500 – no monthly fee
Daily balance below $500 - $5 monthly fee
Unlimited transactions
Non-Interest Bearing
ATM Card Available
Monthly imaged statement provided

Statement Savings
$100 minimum opening deposit
Daily balance of $100 – no monthly fee
Daily balance below $100 - $3 monthly fee
Interest Bearing
6 Transactions per month (of which no more than 3 can be made by third party check)
$1 Each – Excess transaction fee
ATM Card Available
Quarterly imaged statement provided

Money Market
Monthly balance below $2,000 - $10 monthly fee
6 Transactions per month (of which no more than 3 can be made by third party check)
Interest Bearing
Debit Card Available
Monthly imaged statement provided

Money Market Advantage
$10,000 minimum opening deposit
Monthly balance of $2,000 – no monthly fee
Monthly balance below $2,000 - $10 monthly fee
6 Transactions per month (of which no more than 3 can be made by third party check)
Interest Bearing
Debit Card Available
Monthly imaged statement provided

Remote Deposit Capture
Imagine the convenience of making deposits from the comfort and safety of your own office. It is possible with Peoples Exchange Bank's Remote Deposit Capture!

Here's how it works:

Prepare your deposit, scan the checks using an approved scanner, and transmit the deposit electronically. Peoples Exchange Bank received the deposit as though you had driven to one of our branches and made your deposit in person. Remote Deposit Capture is a great way to save time and money.

• Maximize the use of funds.
• Consolidate deposits received at multiple locations into a single account.
• Extend your workday.
• Save money.
• Save time associated with making deposits, driving to the bank and waiting in line.
• Deposits are balanced automatically.
• Images are maintained and stored for easy access. No more photocopying checks received from customers!
• High Level Security features multi-factor authentication, multiple security controls and encryption.
• BE MORE EFFICIENT!

Cash Management
Let Cash Management give you a new level of control over your company's cash flow.
We can help your business with a complete range of cash management solutions, including services that expedite your deposits, manage your payments and consolidate your funds for greater control.

Our Business Cash Management Product Offers You The Ability To:

• Review account information
• Set up automatic email alerts
• Move funds between accounts via book transfers
• Initiate wire transfers
• Concentrate and disburse funds via ACH
• Originate payroll via ACH
• Reconcile your accounts
• Export a file of your transactions to QuickBooks®, or a comma-delimited file format
• Provide different functionality to different staff members, and control the accounts and services they may access

ACH
Direct deposit payroll services allow you to avoid time consuming and costly check reconciliation. Electronic payments ensure the receipt of funds on a timely basis.

Merchant Processing
Peoples Exchange Bank offers you a convenient way to boost sales and save money by assisting you with accepting credit cards at your place of business.

To learn more about our products, call a Customer Service Representative at 800-364-3631 or visit one of our Peoples Exchange Bank locations.